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Deposit funds

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Depositing works through a currency-specific account that Liminal opens for you. Once it’s open, you send a regular bank transfer into it from your own bank, and the funds land as your Liminal balance.

  1. From the Transactions tab, tap Add money.
  2. If this is your first deposit account, choose a currency — US Dollar, Euro, British Pound, Mexican Peso, and Colombian Peso are available today; Brazilian Real is coming soon.
  3. Review the fee breakdown — deposits, monthly fees, and per-purchase fees are all $0 — then scroll to the bottom to unlock I Agree.

Liminal creates the account — this takes a few moments — then shows a Deposit Account Created confirmation.

Tap View Accounts to see the bank details for your new account. What you send depends on the account’s currency:

Currency Transfer method Details you’ll need
US Dollar ACH or Wire Routing number, account number
Euro SEPA IBAN, BIC/SWIFT
British Pound Faster Payments Sort code, account number
Mexican Peso SPEI CLABE
Colombian Peso Bank transfer Bre-B key, reference

To send the details to someone else, or copy them into your bank’s app, tap through to Share Details, choose which fields to include, and share or copy them.